“Self-Esteem Levels of the Indebted Lower-Income Group and the Role of Organizations in the Plantation Sector: (Tahap Harga Diri Kumpulan Berpendapatan Rendah yang Berhutang dan Peranan Organisasi dalam Sektor Perladangan)” (2019) Melayu: Jurnal Antarabangsa Dunia Melayu, 12(2), pp. 238–254. Available at: https://jurnal.dbp.my/index.php/Melayu/article/view/5546 (Accessed: 9 July 2026).