The Pattern of Consumption of B40 and M40 Youth in Kuala Lumpur
(Pola Perbelanjaan Belia Melayu B40 dan M40 di Kuala Lumpur)
Abstract
This study focuses on analyzing the spending patterns of youths from across the B40 and M40 income strata living in Kuala Lumpur. To achieve the objectives of this study, an analytical framework was developed that prioritizes needs. These needs include basic necessities, shelter and health, family, religious matters, and free time. The results of this study show that there is no significant difference between the two groups in terms of spending patterns. However, there is a difference in terms of priorities, which are led by the desire to guarantee survival in the city. Basic necessities, such as house ownership, feature as top topics in the discussion of expenditure, especially among lower and middle-income groups. However, the pricing of homes which renders them unattainable to these two groups, especially in the urban setting, results in expenses related to home purchases not being a main item in their spending patterns. This study highlights that the type of residence contributes to the shaping of the lifestyle and spending patterns of urban youth.
Keywords: urban, youth, needs, Malay, income, expenditure
References
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Ando, A., & Modigliani, F. (1963). The "life cycle" hypothesis of saving: Aggregate implications and tests. The American Economic Review, 53(1), 55-84.
Bank negara Malaysia & Gabungan Persatuan-Persatuan Pengguna Malaysia (FOMCA). (2017). Cabaran kewangan isi rumah miskin bandar. Ringgit.
Bank negara Malaysia. (2015). Laporan Tahunan 2015. Kuala Lumpur: Bank negara Malaysia.
Burton, J. (1990). Conflict : resolution and prevention. new York : st Martin's Press.
Bank negara Malaysia. (2017). gaji kehidupan wajar: bukan sekadar menampung keperluan asas. Rencana tahunan laporan BnM. Diakses daripada www.bnm.gov.my
Bank negara Malaysia. (2018). Laporan Tahunan 2017. Kuala Lumpur: Bank negara Malaysia.
Barreiro, i. C. (2006). Human Development assessment through the Human-Scale Development approach: integrating different perspectives in the contribution to a sustainable human development theory: Thesis Doctoral. Diakses daripada Universitat Politecnica de Catalunya: http://hdl.handle.net/2117/93239
Creek, C. (1959). Consumer decision making and buying behaviour. Proceedings of the Annual Meeting, 32, 80-84.
Duesenberry, J. (1949). income, saving, and the theory of consumer behavior. Cambridge: Harvard University Press.
Dunn & Norton. (2014). Prosocial spending and happiness: using money to benefit others pays off. Current Direction in Psychological science, 23(1), 41-47.
Friedman, M. (1957). The permanent income hyphotesis. in M. Friedman, A Theory of the consumption function (pp. 20-37). new Jersey, U.s.A: Princeton University Press
Husna sulaiman & Jariah Masud. (2012). Determinants of income security of older persons in Peninsular Malaysia. Pertanika, Journal of Social Sciences and Humanities, 20(1), 239-250.
Husniyah, A.R., Mohd Fazli, S., Norhasmah, S., Mohd Amim, O., Norhafifah, S., & Fatin Farwizah, M.R. (2017). Financial practices and physical health influencing financial health of Malaysian employees. Malaysian Journal of Consumer and Family Economics, 20, 1-20.
Institut Kajian Khazanah. (2018). The state of household 2018 : different realities. Kuala Lumpur, Malaysia: institut Kajian Khazanah. Diakses daripada http://www.krinstitute.org/assets/contentMs/img/template/editor/FullReport_KRi_sOH_2018.pdf
Jabatan Perangkaan Malaysia. (2017). Laporan penyiasatan perbelanjaan isi rumah 2016. Diakses daripada www.dosm.gov.my/v1/index.php?r=column/pdfPrev&id=V3R4sHBmeUhDUWlETjZUbXdWbXB2dz09
Kamus Dewan. (2010). Edisi keempat. Kuala Lumpur: Dewan Bahasa dan Pustaka.
Kumpulan Wang simpanan Pekerja (KWsP). (2019). Belanjawanku : expenditure guide for Malaysian Individuals and Families. Kuala Lumpur: Kumpulan Wang simpanan Pekerja (KWsP).
Lee, Y.-K., & Chang, C.T. (2007). Who gives what to charity? Characteristics affecting donation behavior. Social Behavior and Personality, 35(9), 1173-1180
Malaysiakini.(2016, nov 1).Harga sesetengah minyak masak naik hingga 60% . (2016). Diakses daripada https://www.malaysiakini.com/news/361306.
Malaysiakini (2017, Oktober 25). Kebanyakan rakyat Malaysia tidak mampu bersara. Diakses daripada http://www.malaysiakini.com.news/399453
Martins, J.M.,Yusuf, F., & swanson, D. A. (2012). Consumer demographics and behaviour. springer. doi:10.1007/978-94-007-1855-5.
Maslow, A. (1943). A theory of human motivation. Psychological Review. 50: 370-396
Max-neef, M. (1992). Development and human needs. in P. M.-n. Ekins, Real-life economics. understanding wealth creation (pp. 197-213). London: Routledge.
Mohd Taib Osman. (1989). Agama dan kepercayaan orang Melayu : organisasi dan struktur. in M. T. Osman, Masyarakat Melayu, struktur, organisasi dan manifestasi (pp. 146-203). Kuala Lumpur: Dewan Bahasa dan Pustaka.
Murallitharan Munisamy, Tharini Thanapalan, Pattaraporn Piwong, Alessio Panza, & sathirakorn Pongpanich. (2018). Assessment of the validity and realibility of an urban household health expenditur (HHE) questionnare in Kuala Lumpur. Journal of Health Research, 32(1), 24-35.
Murray, M., Pauw, C., & Holm, D. (2005). The house as a satisfier for human needs : a framework for analysis, impact measurement and design. World Congress on Housing : Transfoming Housing Environments through Design. Pretoria, south Africa.
Nor Aini Haji idris, norlida Hanim Mohd salleh, & Mohd Ali Mohd noor. (2011). Faktor penentu perbelanjaan kesihatan di kalangan golongan bekerja. Persidangan Kebangsan Ekonomi Malaysia ke VI (PERKEM) (pp. 124-130). Bangi: Universiti Kebangsaan Malaysia. Diakses daripada http://www.ukm.my/fep/perkem/pdf/perkemVi/PERKEM2011-2-4B6.pdf
Nurshuhada Zainon, Faizul Azli Mohd-Rahim, syazwani sulaiman, saipol Bari Abd- Karim, & Atikah Hamzah. (2017). Factors affecting the demand of affordable housing among the middle-income groups in Klang Valley Malaysia. Journal of Design and Built Environment, 1-10.
Rosenberg, M. (1960). A structural theory of attitude dynamics. Public Opinion Quarterly, 24(2), 319-340.
Rusli Latimaha, Zakaria Bahari & Nor Asmat Ismail. (2018). Factor influencing the basic needs budget among the middle income earners in selected major cities in Malaysia. Journal Ekonomi Malaysia, 52(3), 29-40.
Sabstu, J. (2014). Rising living cost : impact to the citizen. Dimensi Koop, 15-16. Soc Indic Res, 116(3), 755-770
Solomon, M. R. (1996). consumer behavior (3 ed.). Englewood Cliffs, new Jersey: Prentice Hall, inc.
Stockhausen, G. (1998). Leisure in the economic thought of John Paul ii. International Journal of Social Economics, 25(11/12), 1672- 1683
Suhaimi Abd samad & norma Mansur. (2013). Population ageing and social protection in Malaysia. Malaysian Journal of Economic Studies, 50(2), 139-156.
Syadiyah Abdul shukor, intan Fatimah Anwar, Hisham sabri, sumaiyah Abd Aziz, & Avylin Roziana Mohd Ariffin. (2016). Giving behaviour : who donates cash waqf? Malaysian Journal of Consumer and Family Economics, 19, 87-100.
The Edge.(2019). Economy, cost of living tops rakyat concerns. Diakses daripada www.theedgemarkets.com.
The star. (2018, August 29). Don: Government needs to plan for ageing Malaysians. Diakses daripada https://www.thestar.com.my/news/nation/2018/08/29/don-govt-needs-to-plan-for-ageing-msians/
Utusan Malaysia (2016, Ogos 1). Hari Raya tingkatkan jualan kenderaan. Diakses daripada http://www.utusan.com.my/bisnes/ekonomi/hari-raya-tingkatkan-jualan-kenderaan-1.364585
Wan Abdul Kadir Wan Yusof. (2000). Tradisi dan perubahan norma dan nilai di kalangan orang-orang Melayu. Kuala Lumpur, Malaysia: Masfami Enterprise.
Wan nor Azriyati Wan Abd Aziz, noor Rosly Hanif & Kuppusamy singaravello. (2011). Affordable housing within the middle income households in Malaysia: Challenge to enter homeownership. Australian Journal of Basic and Applied Sciences, 5(8), 258-267.
Published
2021-01-01
How to Cite
BUKHARI, Nur Jannah et al.
The Pattern of Consumption of B40 and M40 Youth in Kuala Lumpur.
Melayu: Jurnal Antarabangsa Dunia Melayu, [S.l.], v. 14, n. 1, p. 45-68, jan. 2021.
ISSN 2682-8049.
Available at: <https://jurnal.dbp.my/index.php/Melayu/article/view/7941>. Date accessed: 23 nov. 2024.
doi: https://doi.org/10.37052/jm.14(1)no3.
Section
Articles
