Perkembangan Takaful di Malaysia: Satu Kajian Undang-undang Kewangan Islam di Malaysia

  • Mohd. Sadad Mahmud Universiti Sultan Zainal Abidin
  • Radiah Abd Kader Universiti Malaya

Abstract

This article inquires into the changes to Islamic finance related laws implemented to support the takaful industry in Malaysia. In addition, this paper will also look at the application of Islamic finance in complying with Islamic law or civil law and its adherence to legal procedures in civil courts as well as the guidelines issued by Bank Negara Malaysia. One of the innovations is the establishment of special courts for the muamalat at the Kuala Lumpur High Court which have clearly opened a space for the development of Islamic muamalat law, and in particular the takaful. Such positive and continued support is much needed to generate a more drastic change and flexibility in the development of the legal infrastructure of Islamic finance in Malaysia, consistent with the intent and goals of the goverment to promote Malaysia as an International Islamic Financial Centre.


Keywords: takaful, Malaysia financial law, takaful Law and Islamic financial law.

References

(2006) 1 CLJ 447.

Ab Mumin Ab Ghani, 1999. Sistem Kewangan Islam di Malaysia. Kuala Lumpur: Jabatan Kemajuan Islam Malaysia (JAKIM).

Abdul Halim Ismail, 1983. Bank Islam Malaysia Berhad : Structure and Functions, Seminar on Current Trends & Development of the Banking Industry in Malaysia. Public Bank: Kuala Lumpur.

Abdullah @ Alwi Haji Hassan, 2008. Akta Takaful 1984: Satu Analisis, Sistem Takaful di Malaysia. Kuala Lumpur: Penerbit Universiti Malaya.

Ahmad Hidayat Buang, 1996. "Takaful: Akad Insurans atau Mudarabah?" dlm. Jurnal Syariah 4:1. Kuala Lumpur: Universiti Malaya.

Ahmad Ibrahim, (t.t.). Legal Framework Of Islamic Banking in Malaysia. Kuala Lumpur: IKIM.

Akta Bank Negara Malaysia, 2009, (15 April 2010), International Law Book Services: Petaling Jaya.

Akta Insurans 1996 (Akta 553). Petaling Jaya: International Law Book Services.

Akta Takaful 1984, ( 25 Januari 2010 ). Petaling Jaya: International Law Book Services.

Badan Kehakiman Malaysia, 2007. Laporan Tahunan Mahkamah-Mahkamah Atasan dan Rendah Malaysia 2006/2007. Putrajaya.

Bank Islam Malaysia Berhad, 1983. Laporan Tahunan 1992. Kuala Lumpur.

Bank Islam Malaysia Berhad, 1984. Bank Islam, Penubuhan & Operasi. Kuala Lumpur.

Bank Islam Malaysia Berhad, 2009. Laporan Tahunan 2008/2009. Kuala Lumpur.

Bank Muamalat Malaysia Berhad, (t.t.). A Quick Guide on Bank Muamalat Products and Services, BMMB: Kuala Lumpur.

Bank Negara Malaysia, 2004. Laporan Bank Negara Malaysia 2003. BNM: Kuala Lumpur.

Bank Negara Malaysia, 2006. Perniagaan Takaful Am di Malaysia. BNM: Kuala Lumpur.

Bank Negara Malaysia, 2006. Buletin Tahunan: Ucaptama Tan Sri Dr Zeti Akhtar Aziz pada Dialog Pengawalselia MIFC dengan Industri Kewangan pada 01 November 2006, Kuala Lumpur.

Bank Negara Malaysia, 2010. Laporan Tahunan Bank Negara Malaysia 2009. BNM: Kuala Lumpur.

Fadillah Mansor dan Azman Ismail, 2006. Konsep Takaful dan Amalannya di Malaysia: Dinamisme Kewangan Islam di Malaysia. Penerbit Universiti Malaya: Kuala Lumpur.

Fadillah Mansor & Nor 'Azzah Kamri, 2006. Dinamisme Kewangan Islam di Malaysia, University of Malaya Press: Kuala Lumpur.

Financial Mediation Bureau, (t.t.). Saluran Bagi Mendapatkan Pembelaan. FMB: Kuala Lumpur.

Islamic Banking & Finance Institute Malaysia, 2007. Buku Panduan Asas Takaful. Kuala Lumpur.

Joni Tamkin Borhan dan Che Zarrina Sa'ari, 2003. "The Principle of al-Takaful (Collective Responsibility) in Islam and Its Practice in the Operations of Syarikat Takaful Malaysia Berhad" dlm. Jurnal Usuluddin Bil. 17. Penerbit Kuala Lumpur: Universiti Malaya.

Joni Tomkin Borhan, 2008. Sistem Takaful di Malaysia: Prinsip Syariah dalam Perniagaan Takaful di Malaysia. Penerbit Universiti Malaya, Kuala Lumpur.

Kuat Ismanto, 2009. Asuransi Syaria'ah : Tinjauan Asas-asas Hukum Islam. Yogyakarta, Indonesia: Pustaka Pelajar.

Mohammad Muslehuddin, 1969. Insurans dan Hukum Islam (Insurance and Law).Diterjemahkan oleh Izuddin Hj. Mohamed & Abdul Rahman Rukaini. Kuala Lumpur: Dewan Bahasa dan Pustaka.

Mohd Fadzli Yusof, 2006. Mengenali Takaful. Petaling Jaya: IBS Buku Sdn Bhd,.

Mustafa Dakian, 2005. Sistem Kewangan Islam: Instrumen, Mekanisme dan Perlaksanaannya di Malaysia. Kuala Lumpur: Utusan Publications & Distributors:

Noor Inayah Yaakub, 2007. Perkembangan Undang-Undang Perbankan Islam Sejak Merdeka : Persidangan Undang-undang Yuanku Ja'afar 2007. Fakulti Undang-undang UKM, Selangor.

Sudin Haron, 1996. Prinsip dan Operasi Perbankan Islam. Berita Publishing, Kuala Lumpur.

Tan Sri Dr. Zeti Akhtar Aziz, 2006. Ucapan Gabenor Bank Negara Malaysia semasa "The Second International Conference on Islamic Banking : Risk Management, Regulation and Supervision - Building a Robust Islamic Financial System" di LeMeridien Hotel, Kuala Lumpur.

Tan Sri Dr Zeti Akhtar Aziz, 2006. Ucapan Gabenor Bank Negara Malaysia semasa melancarkan The Internasional Centre for Education in Islamic Finance, Mandarin Oriental, Kuala Lumpur.

The Palace Of Justice, 2004. Inaugural Report of the Superior and Subordinate Courts in Malaysia. Putrajaya.

The Palace Of Justice, 2005. Laporan Tahunan Mahkamah-Mahkamah Atasan dan Rendah Di Malaysia 2004/2005. Putrajaya.

Wahbah al-Zuhaili, 1996. Fiqh Islam wa Adillatuhu. Damsyik: Dar al-Fikr.

www.bnm.gov.my/microsites/financial/0201_fi_list.htm

www.fmb.org.my

www.mifc.com

Zulkifli Hasan, 2007. Perlaksanaan Sistem Perbankan Islam di Malaysia: The Development of Economics and Muamalat Practices. Negeri Sembilan: USIM.
Published
2012-12-01
How to Cite
MAHMUD, Mohd. Sadad; ABD KADER, Radiah. Perkembangan Takaful di Malaysia: Satu Kajian Undang-undang Kewangan Islam di Malaysia. Kanun: Jurnal Undang-undang Malaysia, [S.l.], v. 24, n. 2, p. 240-261, dec. 2012. ISSN 2682-8057. Available at: <https://jurnal.dbp.my/index.php/Kanun/article/view/8005>. Date accessed: 19 apr. 2024.